AIRPASS : what is it?

AIRPASS is a white label and fully customizable mobile payment platform dedicated to banks and financial institutions to digitalize securely their payment solutions.

AIRPASS offers :

  • End-to-end HCE solution, including a secure white label Mobile Wallet and a Cloud Based Payment platform
  • Tokenization Service Provider, which complies with EMVCo specifications
  • Proprietary Whitebox Cryptography Solution
  • Mobile SDK that manages Cloud Based, SIM Based and Embedded Secure Elements
  • Wide range of customer identification options: NFC, QR codes, BLE

 

AIRTAG also provides ongoing solution supports such as:

  • Specifications Writing and Feature Scoping
  • UI design
  • Development and Integration
  • Pilot
  • Launch
  • Maintenance

FEATURES & OPTIONS

AIRPASS supports :

  • NFC, QR codes, BLE
  • HCE, SIM centric, embedded SE

Multi-payment scheme support:

  • Visa,
  • MasterCard,
  • Discover,
  • CB

Multi-platform native apps:

  • Android,
  • Windows Phone,
  • iOS,
  • Blackberry

AIRPASS HCE

AIRPASS HCE is our newest product : user credentials are stored in the cloud and a secure element is emulated on the phone for transaction processing. This system eliminates additional 3rd party involvement, enabling AIRPASS HCE to offer a faster Go-to-Market time, reduced costs and more control over the entire payment lifecycle.

AIRTAG offers a range of highly competitive HCE services:

  • Wallet App: a customizable mobile payment app for remote and offline payment, customer account management and quick and secure app authentication.
  • Wallet server: Wallet web services which act as a proxy between our Wallet app and tokenization server for payment token verification and transaction processing.
  • Tokenization server: a dedicated server that meets EMVco standards to perform the role of token service provider. Proprietary encryption system.

Why using AIRPASS HCE?

  • Payment Acceptance: HCE payments can be processed on any contactless enabled terminal 
  • Pay even offline : AIRPASS HCE enables the storage of onetime payment tokens directly on the phone, so that offline transactions can still be processed ;
  • Faster Deployment : There is no need to install a specific SIM with additional costs or contracts. Less players in the development of an HCE payment means lower costs and a faster timeline to getting your solution on the market.

Tokenization Server : Features and Functionalities

AIRTAG also provides an EMV standard approved tokenization server :

  • Token generation, storage, management and de-tokenization
  • Token storage on the cloud and mobile phone (up to 10)
  • Token encryption for each single transaction: preventing from massive fraudulent attacks
  • Validation at the POS of each individual single use HCE payment token and server request processing
  • Mobile phone token replenishment
  • Support for MASTERCARD MCBP v1.0 and EMVCo Payment Tokenisation v1.0

Additional security from massive attacks

The tokenization server (proprietary encryption system) prevents from massive attacks – because the cryptography is different from one mobile device to another. Because each individual transaction has a securely encrypted token, there is an addition layer of security for merchants and end users; which could eventually lead to lower merchant processing fees.

Security : AIRPASS CRYPTO

AIRPASS CRYPTO is our advanced security solution. It is specially designed for bringing high levels of security for customer authentication and mobile payment.

  • Proximity Payment : One-time use QR code generation
  • Whitebox : Cloud Based Software Secure Element
  • Online Payment : Dynamic CVV
  • Biometry : Fingerprinting

OTHER FEATURES & OPTIONS

AIRPASS also includes engaging Marketing Services, to create a value added experience for your end users.

  • Loyalty
  • Couponing
  • Ordering
  • Rewards
  • Payment
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